Individual Investor
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Retirement Tools and Calculators

Let our tools help you meet your goals

Whether you're just starting to save for retirement or well on your way, we have the tools and calculators to help you better understand what you may need for your situation in retirement.

Retirement planning calculators:

  • My Retirement Plan®: Are you saving enough for retirement? Find out with this helpful calculator that creates a savings goal tailored for your situation and a plan to help you reach it.
  • Small Steps to Retirement Savings: Discover how making little changes to your monthly spending habits can add up over time and help toward your retirement savings.
  • 401(k) Early Withdrawal: Withdrawing cash early from your 401(k) incurs taxes and penalties and eats into the earnings growth of your investments. This calculator estimates the consequences of early withdrawals.

IRA investing tools:

  • Your IRA Potential (Flash)*: Wondering how much to contribute to your IRA? This tool shows how maximizing your contributions to a tax-advantaged IRA can affect your retirement assets.
  • Roth IRA Conversion: Should you keep your traditional IRA, or would a Roth IRA offer greater benefits? This tool analyzes your estimated tax rates and IRA contributions to help you decide which IRA makes more sense for you.

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* The tools and calculators provided are for educational and illustrative purposes only. They are presented as a convenience and are not intended to provide financial advice. Please consult with a financial advisor regarding your unique situation.