Individual Investor
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Retirement Center

Investing in an account with tax-advantaged status can have many benefits for investors. Much like a workplace retirement account offered by an employer, individual retirement accounts (IRAs) are designed to encourage saving for the future with the incentive of tax-deferred growth and, in some cases, tax-free withdrawals.

Learn more about the various types of IRAs:

Traditional IRA

This investment account allows eligible taxpayers to deduct their IRA contribution from current income taxes. Read Now

Roth IRA

This IRA allows you to contribute on an after-tax basis so that your contributions and earnings grow tax-free. Learn More

Rollover IRA

If you change jobs or retire, you may be eligible to roll over your old 401(k) to an IRA. Read Now

Spousal IRA

This IRA allows married couples who file taxes jointly to contribute to a nonworking spouse’s retirement. Learn More

Other retirement resources:

Any tax or legal information on this website is merely a summary of our understanding and interpretations of some of the current income tax regulations and is not exhaustive. Investors should consult their tax advisor or legal counsel for advice and information concerning their particular situation. Wells Fargo Funds Management, LLC; Wells Fargo Funds Distributor, LLC; or any of their representatives may not give legal or tax advice.